Albert Gonzalez was thought to be a reformed hacker. However, he was found to be a part of a major international fraud scheme that took more than 10 million dollars of US money by hacking into US retailers. Irving Jose Escobar was a teenager in Miami with a record. Last year he pled guilty to a multimillion dollar scheme involving credit cards. Both individuals were involved in the TJX credit card fraud scam in which millions of credit card details were stolen. In fact it is about the largest credit card theft known at this time.
Psychologists who interview hackers involved in heists of this calibre state the men don’t believe they are doing anything wrong. Gonzalez is just one case in point. He helped in 2003 to break the ShadowCrew online credit card ring. In fact he was working with the secret service, yet a couple years later Gonzalez is leading this same team to the TJX scam. The fact is, he only helped break the crew to avoid jail time, but he never believed he did anything wrong.
Many of the credit card fraudsters are the same way. Those who are arrested time and again in the UK don’t believe they are doing anything wrong. The money is there to take, they use it, have a good time, and why not they ask? They don’t seem to care about the harm they do to the consumer who has to prove the fraud and has credit issues after wards. They just look at the credit card companies who refund the fraud charges to the consumer, and think ‘well, the credit card company is rich, they can afford it’. The only thing these crooks care about is getting money. Their excuse when caught is that they are showing the faults in the system. I think Die Hard’s movie four showed this hacker personality quite well, in that the movie showed just how wrong one little thing done by a hacker can be to the entire system.
If you go to this url you will find a whole load of interesting articles on the world of credit card fraud http://www.nowcreditcards.co.uk/blog/index.php/category/credit-card-fraud